Financial Planning and Oraganization Using A Money Savings Binder

In this hands-on breakout session, financial literacy educators will explore the practical use of a money savings binder with envelopes—a simple yet powerful tool for teaching financial planning and organization. Participants will learn how to use this method to help students manage their finances effectively, set achievable savings goals, and develop disciplined spending habits. <br> Esperanza Rodriguez is an Education Specialist with Region One ESC. She graduated from the University of Texas Rio Grande Valley with a Master’s in Education Administration and received her Principal Certification.